@font-face {
  font-family: "Libre Baskerville";
  src: url("fonts/LibreBaskerville-latin.woff2") format("woff2");
  font-weight: 400 700;
  font-display: swap;
}

:root {
  --navy: #0E2340;
  --navy-2: #16305A;
  --ink: #1B2433;
  --muted: #596273;
  --brass: #B8935A;
  --brass-text: #8C6A36;
  --paper: #FBFAF7;
  --card: #FFFFFF;
  --line: #E7E2D8;
  --serif: "Libre Baskerville", Georgia, "Times New Roman", serif;
  --sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --wrap: 1120px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
section[id] { scroll-margin-top: 72px; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font: 17px/1.6 var(--sans);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--navy); }
h1, h2, h3 { font-family: var(--serif); color: var(--navy); font-weight: 700; line-height: 1.2; margin: 0; }
h1 { font-size: clamp(34px, 5vw, 54px); letter-spacing: -0.01em; }
h2 { font-size: clamp(26px, 3.2vw, 36px); }
h3 { font-size: 19px; }
p { margin: 0; }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 24px; }
.eyebrow {
  font: 600 13px/1 var(--sans);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--brass-text);
}
.lead { font-size: 19px; color: var(--muted); max-width: 40em; }

/* Buttons */
.btn {
  display: inline-block;
  padding: 14px 22px;
  border-radius: 2px;
  font: 600 15px/1 var(--sans);
  text-decoration: none;
  border: 1px solid var(--navy);
  transition: background .15s, color .15s;
}
.btn-primary { background: var(--navy); color: #fff; }
.btn-primary:hover { background: var(--navy-2); }
.btn-ghost { color: var(--navy); background: transparent; }
.btn-ghost:hover { background: rgba(14, 35, 64, .06); }
.btn-light { background: #fff; color: var(--navy); border-color: #fff; }
.btn-light:hover { background: #F1EDE4; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 10;
  background: rgba(251, 250, 247, .94);
  backdrop-filter: saturate(140%) blur(6px);
  border-bottom: 1px solid var(--line);
}
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; height: 72px; gap: 24px; }
.site-header .brand img { height: 36px; width: auto; }
.nav { display: flex; align-items: center; gap: 28px; }
.nav a { font-size: 15px; color: var(--ink); text-decoration: none; }
.nav a:hover { color: var(--brass-text); }
.nav .btn { padding: 11px 16px; font-size: 14px; color: #fff; }

/* Hero */
.hero { padding: 88px 0 72px; }
.hero .wrap { display: grid; grid-template-columns: 1.25fr 0.85fr; gap: 56px; align-items: center; }
.hero h1 { margin: 18px 0 22px; }
.hero .actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 32px; }
.value-card {
  background: var(--card);
  border: 1px solid var(--line);
  border-top: 4px solid var(--brass);
  padding: 32px;
  box-shadow: 0 18px 40px -24px rgba(14, 35, 64, .25);
}
.value-card .label { font: 600 12px/1 var(--sans); letter-spacing: .14em; text-transform: uppercase; color: var(--muted); }
.value-card .value { font: 700 44px/1.1 var(--serif); color: var(--navy); margin: 12px 0 6px; }
.value-card .note { font-size: 14px; color: var(--muted); }
.value-card dl { margin: 24px 0 0; border-top: 1px solid var(--line); }
.value-card dl div { padding: 14px 0; border-bottom: 1px solid var(--line); }
.value-card dl div:last-child { border-bottom: 0; padding-bottom: 0; }
.value-card dt { font: 600 12px/1.4 var(--sans); letter-spacing: .1em; text-transform: uppercase; color: var(--brass-text); }
.value-card dd { margin: 4px 0 0; font-size: 15px; }

/* Price band */
.price-band { background: var(--navy); color: #DCE3EE; padding: 40px 0; }
.price-band .wrap { display: grid; grid-template-columns: 1.2fr 1fr 1fr 1fr; gap: 32px; align-items: center; }
.price-band h2 { color: #fff; font-size: 22px; }
.price-band .factor { border-left: 2px solid var(--brass); padding-left: 16px; font-size: 15px; }
.price-band .factor strong { display: block; color: #fff; font: 700 17px/1.3 var(--serif); margin-bottom: 2px; }

/* Sections */
section.block { padding: 96px 0; border-bottom: 1px solid var(--line); }
.section-head { max-width: 720px; margin-bottom: 48px; }
.section-head h2 { margin: 14px 0 16px; }

.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; counter-reset: step; }
.step { background: var(--card); border: 1px solid var(--line); padding: 28px 24px; display: flex; flex-direction: column; gap: 12px; }
.step .num { font: 700 15px/1 var(--serif); color: var(--brass-text); }
.step p { color: var(--muted); font-size: 15px; }
.step .meta { margin-top: auto; padding-top: 14px; border-top: 1px solid var(--line); display: flex; justify-content: space-between; font: 600 12px/1.4 var(--sans); letter-spacing: .08em; text-transform: uppercase; color: var(--muted); }
.step .meta .safe { color: #2F6B4F; }

.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); }
.grid-3 > div { background: var(--card); padding: 28px; }
.grid-3 h3 { margin-bottom: 8px; }
.grid-3 p { color: var(--muted); font-size: 15px; }
.callout { margin-top: 28px; padding: 20px 24px; border-left: 3px solid var(--brass); background: #F4F0E8; font-size: 16px; }

.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: start; }
.checklist { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--line); }
.checklist li { display: flex; gap: 14px; align-items: baseline; padding: 16px 0; border-bottom: 1px solid var(--line); font-size: 17px; }
.checklist li::before { content: ""; flex: 0 0 10px; height: 10px; background: var(--brass); transform: translateY(-1px); }

.protect { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.protect > div { background: var(--card); border: 1px solid var(--line); padding: 28px; }
.protect h3 { margin-bottom: 8px; }
.protect p { color: var(--muted); font-size: 15px; }

.faq { border-top: 1px solid var(--line); max-width: 820px; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { cursor: pointer; list-style: none; padding: 22px 36px 22px 0; position: relative; font: 700 18px/1.4 var(--serif); color: var(--navy); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 4px; top: 18px; font: 400 26px/1 var(--sans); color: var(--brass-text); }
.faq details[open] summary::after { content: "–"; }
.faq details p { padding: 0 0 22px; color: var(--muted); max-width: 44em; }

/* Closing call to action */
.cta { background: var(--navy); color: #DCE3EE; padding: 96px 0; text-align: center; }
.cta h2 { color: #fff; margin-bottom: 16px; }
.cta p { max-width: 36em; margin: 0 auto 32px; }
.cta .small { margin-top: 18px; font-size: 14px; }
.cta .small a { color: #fff; }

/* Footer */
.site-footer { background: #0A1A31; color: #9AA6B8; padding: 48px 0 40px; font-size: 14px; }
.site-footer .top { display: flex; justify-content: space-between; align-items: center; gap: 24px; flex-wrap: wrap; padding-bottom: 28px; border-bottom: 1px solid rgba(255,255,255,.1); }
.site-footer .top img { height: 34px; width: auto; }
.site-footer .links { display: flex; gap: 24px; flex-wrap: wrap; }
.site-footer a { color: #DCE3EE; text-decoration: none; }
.site-footer a:hover { color: #fff; }
.site-footer .legal { padding-top: 24px; font-size: 12.5px; line-height: 1.6; max-width: 860px; }
.site-footer .top:last-child { border-bottom: 0; padding-bottom: 0; }

/* Text page (privacy) */
.doc { padding: 72px 0 96px; }
.doc .wrap { max-width: 780px; }
.doc h1 { font-size: clamp(30px, 4vw, 42px); margin: 14px 0 8px; }
.doc .updated { color: var(--muted); font-size: 14px; margin-bottom: 40px; }
.doc h2 { font-size: 22px; margin: 40px 0 12px; }
.doc p, .doc li { color: var(--ink); }
.doc p + p, .doc ul + p { margin-top: 12px; }
.doc ul { padding-left: 20px; margin: 12px 0 0; }
.doc li + li { margin-top: 6px; }

/* Mobile */
@media (max-width: 960px) {
  .nav a:not(.btn) { display: none; }
  .hero { padding: 56px 0 48px; }
  .hero .wrap, .two-col { grid-template-columns: 1fr; gap: 40px; }
  .price-band .wrap { grid-template-columns: 1fr 1fr; }
  .price-band h2 { grid-column: 1 / -1; }
  .steps { grid-template-columns: 1fr 1fr; }
  .grid-3 { grid-template-columns: 1fr 1fr; }
  section.block { padding: 72px 0; }
}
@media (max-width: 600px) {
  body { font-size: 16px; }
  .wrap { padding: 0 16px; }
  .site-header .brand img { height: 30px; }
  .site-header .wrap { height: 64px; }
  .value-card { padding: 24px; }
  .value-card .value { font-size: 36px; }
  .price-band .wrap, .steps, .grid-3, .protect { grid-template-columns: 1fr; }
  section.block, .cta { padding: 56px 0; }
}